In the last three years, I’ve had to change my will, banking services, and life insurance. For the most part, I was reacting to increased fees and charges rather than acting on new or better opportunities that would have benefited my family. Luckily, I work in the financial services industry and have the contacts, time, and financial tools to easily make those changes. However, for most people, finding the time and information is often a challenge. That’s where a financial quarterback comes in.
We are making investment decisions in troubling times, surrounded by worrisome global financial uncertainties that may take decades to resolve. Slowing economic growth and the European debt contagion are causing financial markets to gyrate wildly and forcing many investors to rethink their investment strategies.
If you own a small business and are tired of paying medical and dental bills for you and your family with personal after-tax dollars, you should investigate a little-known section of the tax act.
We’ve advised many clients over the years that insurance is a vital part of everyone’s financial plan; it is meant to protect you and your family should an unexpected loss of life happen. However, many families, unfortunately, have found out that it doesn’t always end up that way. The issue here is mortgage insurance sold by banks and mortgage brokers.